Ripple USD
RLUSDStablecoin · Built in New York, NY · Standard Custody & Trust Company, LLC
$1.00
0.01% down24h
Price
Why it’s on the board
Pathway: US issuer. Needs Tests 1 and 4, plus 2 or 3.
USCC Verified
on primary documents, through 2027-03-16
Test 1 · passes on primary documents
Headquartered in the United States
Standard Custody & Trust Company, LLC is headquartered in New York, NY.
1 source· 1 primary
- Legal termsripple.com/legal/stablecoin/2026-09-14
Test 4 · passes on primary documents
Registered in a US state
Standard Custody & Trust Company, LLC is registered in NY.
2 sources· 2 primary
- Regulatorocc.gov/topics/charters-and-licensing/interpretations-and-dec…2026-09-14
- Regulatordfs.ny.gov/reports_and_publications/press_releases/pr2021050412026-09-14
Test 2 · not met
American founding team
No named founders are recorded.
Test 3 · passes on primary documents
Primary operations in the United States
Ripple Labs applied to the OCC to charter Ripple National Trust Bank, New York, to manage the RLUSD reserve for SCTC; the OCC granted preliminary conditional approval on December 12, 2025.
1 source· 1 primary
- Regulatorocc.gov/topics/charters-and-licensing/interpretations-and-dec…2026-09-14
Legal entities
Standard Custody & Trust Company, LLC
New York · token issuer · New York, NY
3 sources· 3 primary
- Regulatorocc.gov/topics/charters-and-licensing/interpretations-and-dec…2026-09-14
- Regulatordfs.ny.gov/reports_and_publications/press_releases/pr2021050412026-09-14
- Legal termsripple.com/legal/stablecoin/2026-09-14
Ripple Labs Inc.
Delaware · operating company · San Francisco, CA
2 sources· 2 primary
- Regulatorocc.gov/topics/charters-and-licensing/interpretations-and-dec…2026-09-14
- Regulatorocc.gov/topics/charters-and-licensing/digital-assets-licensin…2026-09-14
Regulatory posture
NYDFS
The issuer, Standard Custody & Trust Company, LLC, holds a New York limited purpose trust charter granted by NYDFS on May 4, 2021.
1 source· 1 primary
- Regulatordfs.ny.gov/reports_and_publications/press_releases/pr2021050412026-09-14
OCC
Preliminary conditional approval (December 12, 2025) to charter Ripple National Trust Bank, which plans to manage the RLUSD reserve and act as collateral trustee for RLUSD holders.
1 source· 1 primary
- Regulatorocc.gov/topics/charters-and-licensing/interpretations-and-dec…2026-09-14
Record history
2026-09-14 · listed
Listed after the 2026-09-14 coverage review: issued by Standard Custody & Trust Company, LLC, a NYDFS-chartered New York trust company headquartered in New York.