USD1
USD1Stablecoin · Built in Sioux Falls, SD · BitGo Bank & Trust, National Association
$0.9991
0.02% down24h
Price
Why it’s on the board
Pathway: US issuer. Needs Tests 1 and 4, plus 2 or 3.
USCC Verified
on primary documents, through 2027-03-16
Test 1 · passes on primary documents
Headquartered in the United States
BitGo Bank & Trust, National Association is headquartered in Sioux Falls, SD.
1 source· 1 primary
- Regulatorocc.gov/topics/charters-and-licensing/interpretations-and-dec…2026-09-14
Test 4 · passes on primary documents
Registered in a US state
BitGo Bank & Trust, National Association is registered in SD.
2 sources· 2 primary
- Regulatorocc.gov/topics/charters-and-licensing/interpretations-and-dec…2026-09-14
- Filingsec.gov/Archives/edgar/data/1740604/000174060426000020/btgo-f…2026-09-14
Test 2 · not met
American founding team
No named founders are recorded.
Test 3 · passes on primary documents
Primary operations in the United States
USD1's issuer and custodian is an OCC-chartered national trust bank; the OCC approved BitGo Trust Company's conversion to BitGo Bank & Trust, National Association in December 2025.
1 source· 1 primary
- Regulatorocc.gov/topics/charters-and-licensing/interpretations-and-dec…2026-09-14
Legal entities
BitGo Bank & Trust, National Association
South Dakota · token issuer, custodian · Sioux Falls, SD
4 sources· 4 primary
- Regulatorocc.gov/topics/charters-and-licensing/interpretations-and-dec…2026-09-14
- Regulatorocc.gov/topics/charters-and-licensing/interpretations-and-dec…2026-09-14
- Regulatorocc.gov/topics/charters-and-licensing/interpretations-and-dec…2026-09-14
- Filingsec.gov/Archives/edgar/data/1740604/000174060426000020/btgo-f…2026-09-14
World Liberty Financial, Inc.
Delaware · operating company
4 sources· 4 primary
- Regulatorocc.treas.gov/topics/charters-and-licensing/digital-assets-li…2026-09-14
- Legal termsdocs.worldlibertyfinancial.com/usd1-token/usd1-risk-disclosures2026-09-14
- Legal termsstatic.worldlibertyfinancial.com/docs/mica-whitepaper.pdf2026-09-14
- Filingdata.sec.gov/submissions/CIK0002043140.json2026-09-14
Regulatory posture
OCC
BitGo Bank & Trust, National Association, the current exclusive issuer and custodian for USD1, operates under a national trust bank charter (OCC Conditional Approval No. 1353, December 12, 2025).
1 source· 1 primary
- Regulatorocc.gov/topics/charters-and-licensing/interpretations-and-dec…2026-09-14
OCC
On August 14, 2026 the OCC granted preliminary conditional approval to World Liberty Trust Company, National Association (Bay Harbor Islands, Florida), which plans to take over USD1 issuance from BitGo.
1 source· 1 primary
- Regulatorocc.gov/topics/charters-and-licensing/interpretations-and-dec…2026-09-14
Record history
2026-09-14 · correction
World Liberty Financial, Inc. jurisdiction recorded as Delaware, consistent with its MiCA white paper and SEC EDGAR registration (see the WLFI record).
2026-09-14 · listed
Listed after the 2026-09-14 coverage review: issued and custodied by BitGo Bank & Trust, N.A., an OCC-chartered trust bank with its main office in Sioux Falls, South Dakota.